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TEXAS ASSOCIATION OF REALTORS
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Welcome to Century 21 APD Associates - Contreras Homes
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 | Welcome to Century 21 APD Associates - Contreras Homes, your source for El Paso real estate. Whether buying or selling, you need a real estate professional who has integrity, experience and places your needs above everything else. Dedicated to representing your best interests, we have a strong work ethic and adhere to high standards. We combine internet marketing, traditional and personal marketing, together with the powerful marketing resources of CENTURY 21 to get your house sold quickly and for top dollar. We love to work with buyers as well as sellers to create a well-rounded understanding of the market. Our philosophy is to treat all our clients as if they were one of our “family” and in doing so we have turned many special clients into “friends” Ana and I guarantee our work. Communication is the key to a successful transaction, and we welcome your input, comments, and suggestions at every major step of the process. If you are not 100% satisfied with the quality of our work, for any reason, we pledge to make it right. Our goal is to ensure your satisfaction, using any reasonable means. We want to establish a business relationship that results in our working together on future transactions. And, we want you to refer friends and family to us because you are delighted with my service and results. No contracts to sign, period. Whether you are buying, or selling, if you are not satisfied, you can walk away without any penalty. We are 100% committed to you, our client. We work hard, so you don’t have to. Helping people is our passion. Becoming a Real Estate agent was a natural career move for us. We derive tremendous satisfaction from helping someone find the right home for their family, at the best possible price, or assisting seller's in the sales transaction of their home. Working as a full time professional REALTOR®, we have helped countless buyers and sellers realize their dreams. We believe that good customer service is PRICELESS We are committed to make your next real estate experience a stress-free, enjoyable and smart move! |
  
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Calculators
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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
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NOVEMBER 2009 HOMEBUYER TAX CREDIT CHANGES
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Congress has extended and expanded the Homebuyer Tax Credit. The modifications in the column labeled “December 1 – April 30, 2010” become effective when President Obama signs the bill. All changes made to the current credit become effective on November 7, 2009 as well.
FEATURE | Jan 1 – November 30, 2009 Rules as enacted February 2009 | December 1 – April 30, 2010 Rules as enacted November 2009 | First-time Buyer – Amount of Credit | $8,000 (4,000 married Filing separate) | $8,000 ($4,000 married Filing separate) | First-time Buyer – Definition for Eligibility | May not had an interest in a principal residence for 3 years prior to purchase | Same | Current Homeowner – Amount of Credit | No Provision | $6,500 (3,250 married filing separate) | Effective Date – Current Owner | No Provision | Date of Enactment | Current Homeowner – Definition for Eligibility | No Provision | Must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years | Termination of Credit | Purchases after November 30, 2009. (Becomes April 30, 2010 on Date of Enactment.) | Purchases after April 30, 2010 | Binding Contract Rule | None | So long as a written binding Contract to purchase is in Effect on April 30, 2010, the Purchaser will have until July 1, 2010 to close. | Income Limits (Note: Increased income Limits are effective as of Date of enactment of bill) | $75,000 – single $150,000 – married Additional $20,000 phase out | $125,000 – single $225,000 – married Additional $20,000 phase out | Limitation on Cost of Purchased Home | None | $800,000 Effective November 7, 2009 | Purchase by a Dependent | No Provision | Ineligible Effective November 7, 2009 | Anti-fraud Rule | None | Purchaser must attach Documentation of purchase to tax return | ALEJANDRO CONTRERAS
REALTOR®
1368 N Zaragosa Dr. Suite A
El Paso, TX 79936
Cell: (915) 240-9544
Office: (915) 849-9219
Fax: (915)849-9229
E-mail: acontreras07@yahoo.com |  |
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Affortable Homes Starting in the Low 90's
Our Homes helps you save today and tomorrow with ENERGY STAR® qualified homes.    
VSH- 1487 - $115,000.00 VSH- 1328 - $111,500.00 VSH - 1119 - $95,500.00 VSH - 1102 - $92,000.00 VISTA SERENA FEATURE LIST:
-Ceramic Tile at entrance, dining room, bathroom and kitchen
-Bathrooms include - cultured marble vanity tops, cereamic tile at shower and bath walls
-All other floors are carpeted - can be upgraded Barber Carpet
-Full Appliance Package to include: Stove, Refrigerator, Dishwasher, Hood, Trash Disposal, Washer & Dryer
-Front yard landspaping including sides
-Some floor plans include bay windows and skylights
-High energy efficient gas forced air furnance
-Mini-blinds on all major windows
-Formaica countertops in kitchen
-Stainless steel sink in kitchen
-40 Gallon gas water heater
-2 speed evaporative cooler - can be upgraded to Refrigerated air
-Ceiling fan in living room
-High energy efficient windows
-Electric Service for washer and dryer
-36 inch wide doors for handicap accessibility
-Buyers can choose color from builder's sellection BUILDER PROVIDES WITH UP TO 5% CONTRIBUTION FOR CLOSING COST WITH PREFERED LENDER. INCLUDING 1 YEAR BUILDERS WARRANTY AND 2-10 HOME OF TEXAS EXTENDED WARRANTY. Other floor plans available in the Low 90's 
Call at (915) 240-9544 or email me at: acontreras07@yahoo.com to send you a short credit application via email to pre-qualify you for the Loan. We have FHA, VA, CONVENTIONAL, First Time Buyers and USDA Loans available. 
OUR HOMES PROVIDE: LOWER UTILITY BILLS - Our ENERGY STAR® qualified homes use substantially less energy delivering $200 - $400 in annual savings. Over the average 7 to 8 years you may live in your home, this adds up to thousands of dollars saved on utility bills. LOWER MAINTENANCE - Enjoy the peace of mind that comes with a low-maintenance home. Tight construction and log-lasting, efficiency equipment makes our home more durable, helping to minimize many of the maintenance problems found in typical homes. COMFORT AND QUIET - Properly installed energy efficiency features deliver better protection against cold, heat, drafts, moisture, pollution, and noise. Our ENERGY STAR® qualified homes help to provide consistent temperatures, improved indoor air quality, and great durability. THE GOVERNMENT BACKED ENERGY STAR® LABEL - Homes buying is complex enough without having to know all the details of energy-efficient construction. Instead, look for the ENERGY STAR® label to easily identify homes that are truly energy efficient. SMART INVESTMENT - More then 725,000 ENERBY STAR® qualified homes have been built across the country. By the end of the decade, more than 2 million homes are expected to earn the ENERGY STAR®. The trend is clear. By choosing a home that has earned the ENERGY STAR® label, you can be confident that that your home will have an increasingly value feature when the time comes to sell. ***Availability, Prices And Terms Subject To Change Without Notice*** |
 Century 21 APD Associates
Each office independently owned and operated. 6601 Montana Avenue, Suite J, El Paso, TX 79925 • (915) 779-5611 • (800) 222-5611 • FAX (915) 779-5059
Westside Office • 5500 N. Desert Blvd, Suite A1, El Paso, TX 79912 • (915) 584-2100 • FAX (915) 584-2131
Eastside Office • 1368 N. Zaragosa Rd., Suite A, El Paso, TX 79936 • (915) 849-9219 • FAX (915) 849-9229 | | ©2007 Century 21 Real Estate LLC. An Equal Opportunity Company. | |
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NATIONAL ASSOCIATION OF REALTORS
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CENTURY 21 APD Associates
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